Banking

beyond borders

Spend crypto like cash. Access local fiat currencies from 120+ countries, plus crypto and stablecoins. Live borderless. One powerful app. Hold, swap, and spend any currency like a local, instantly and securely.

New

We just launched our beta app

$50 Sent to Amazon

Shop, Spend,

Swap Smartly!

Shop, Spend,

Swap Smartly!

Multi-purpose Cards

A card for

every need

A card for

every need

USD Balance

$98,269

Multi currency

accounts

Multi currency

accounts

BTC Balance

0.908 BTC

USDT Balance

30,010 USDT

Crypto

wallets

Crypto

wallets

Coming soon…

Cards for your
everyday needs

Get the card that matches your vibe.

Get your first card free

Cards

Spend Like Fiat
Send Like Email

Get the card that matches your vibe.

Virtual Cards

Unlimited Virtual Cards

Single use or Multiuse create unlimited virtual cards and use it wherever and however you want.

Virtual Cards

Unlimited Virtual Cards

Single use or Multiuse create unlimited virtual cards and use it wherever and however you want.

Virtual Cards

Unlimited Virtual Cards

Single use or Multiuse create unlimited virtual cards and use it wherever and however you want.

Debit Card

Debit card you'll ever need

Pay with scallop at your favorite brand across 150+ countries

Debit Card

Debit card you'll ever need

Pay with scallop at your favorite brand across 150+ countries

Debit Card

Debit card you'll ever need

Pay with scallop at your favorite brand across 120+ countries

Metal Card

Metal Means Luxury

Scallop Airport Companion

24 X 7 365 Days Personal Assistant

Travel & Purchase Protect

Luxury Hotel Collection

Metal Card

Metal Means Luxury

Scallop Airport Companion

24 X 7 365 Days Personal Assistant

Travel & Purchase Protect

Luxury Hotel Collection

Metal Card

Metal Means Luxury

Scallop Airport Companion

24 X 7 365 Days Personal Assistant

Travel & Purchase Protect

Luxury Hotel Collection

Multi-currency Wallets

Your Vault to safely store Across 40+ Currencies.

Multi-currency IBANs. Store fiat + crypto + stablecoins securely.

Enjoy Scallop services in 120+ countries

We are building the world’s first borderless finance network.

With tools to hold, spend, send, and grow your money,

With a team of dedicated experts and a commitment

with ease, transparency, and complete financial freedom.

Accounts

one account infinite usecase

Manage your global money with Scallop account that lets you hold, swap, and spend any currency like a local, instantly and securely.

Get your Account

Accounts

one account infinite usecase

Manage your global money with Scallop account that lets you hold, swap, and spend any currency like a local, instantly and securely.

Get your Account

Accounts

one account infinite usecase

Manage your global money with Scallop account that lets you hold, swap, and spend any currency like a local, instantly and securely.

Get your Account

Regulated Accounts
for Modern Finance

Scallop offers secure, compliant, and multi-asset accounts,

tailored for business operations and elite personal use.

Basic Account

A secure, multi-currency account to get started with regulated crypto and fiat services:

Multi-currency fiat accounts

Swap crypto <-> fiat seamlessly

Order your debit/credit card

Instant KYC onboarding

Zero charges

Coming soon

Elite Account

... --- -- . - .... .. -. --. / . -..- -.-. .. - .. -. --. / .. ... / -.-. --- -- .. -. --., ... - .- -.-- / - ..- -. . -..

.-.. .- ..- -. -.-. .... .. -. --. / ... --- --- -.

... - .- -.-- / - ..- -. . -..

-... .. --. / .-. . ...- . .- .-.. / .- .... . .- -..

.--. .-. . .--. .- .-. . / ..-. --- .-. / .-.. .- ..- -. -.-. ....

Security

Next-Gen Security for Your Digital Finance

Trusted by users worldwide, regulated in 120+ countries,

MiCA-compliant, KYC-ready, regulated in the USA, EU, UK, Canada, UAE, and Sri Lanka.

Biometric & Hardware
Security

Log in effortlessly with Face ID or fingerprint for instant access and protection. Your crypto stays ultra-secure at all times.

E Money Network – powered by Scallop

Our in-house public permissioned Layer 1 chain brings compliance and security to digital finance. Designed for BankFi, PayFi, and RWAs, it features on-chain KYC and native eEUR minting as part of Scallop’s product suite. Read more

QnA

Frequently Asked Questions

FrequentLY
Asked Questions

Never stay in doubt. Ask any questions you might have.

How long does it take to open an account?

Most Scallop accounts can be opened in just a few minutes using our fast, AI-powered verification.

Is there a virtual card option?

Definitely. Scallop offers virtual cards for online shopping, single-use purchases, and subscription management.

Can I send money internationally?

Absolutely. Scallop lets you send money worldwide, either via local networks or the SWIFT system, depending on your needs.

Can I have accounts in different currencies?

Yes! Your KYC-approved account gives you access to a wide range of currencies, all under one profile, making it easy to manage global finances.

Does the Scallop card work with Apple Pay and Google Pay?

Yes! Both virtual and physical cards can be added to Apple Pay and Google Pay for tap-and-go convenience.

What currencies can I exchange with Scallop?

A Scallop account lets you instantly swap between the most popular fiat currencies, cryptocurrencies, and stablecoins in just seconds. Learn more in our FAQ section.

Is my money protected in Scallop accounts?

Absolutely. Funds are safeguarded under strict e-money regulations and kept separate from Scallop’s company funds.

How long does it take to open an account?

Most Scallop accounts can be opened in just a few minutes using our fast, AI-powered verification.

Is there a virtual card option?

Definitely. Scallop offers virtual cards for online shopping, single-use purchases, and subscription management.

Can I send money internationally?

Absolutely. Scallop lets you send money worldwide, either via local networks or the SWIFT system, depending on your needs.

Can I have accounts in different currencies?

Yes! Your KYC-approved account gives you access to a wide range of currencies, all under one profile, making it easy to manage global finances.

Does the Scallop card work with Apple Pay and Google Pay?

Yes! Both virtual and physical cards can be added to Apple Pay and Google Pay for tap-and-go convenience.

What currencies can I exchange with Scallop?

A Scallop account lets you instantly swap between the most popular fiat currencies, cryptocurrencies, and stablecoins in just seconds. Learn more in our FAQ section.

Is my money protected in Scallop accounts?

Absolutely. Funds are safeguarded under strict e-money regulations and kept separate from Scallop’s company funds.

How long does it take to open an account?

Most Scallop accounts can be opened in just a few minutes using our fast, AI-powered verification.

Is there a virtual card option?

Definitely. Scallop offers virtual cards for online shopping, single-use purchases, and subscription management.

Can I send money internationally?

Absolutely. Scallop lets you send money worldwide, either via local networks or the SWIFT system, depending on your needs.

Can I have accounts in different currencies?

Yes! Your KYC-approved account gives you access to a wide range of currencies, all under one profile, making it easy to manage global finances.

Does the Scallop card work with Apple Pay and Google Pay?

Yes! Both virtual and physical cards can be added to Apple Pay and Google Pay for tap-and-go convenience.

What currencies can I exchange with Scallop?

A Scallop account lets you instantly swap between the most popular fiat currencies, cryptocurrencies, and stablecoins in just seconds. Learn more in our FAQ section.