Pay like a local. Anywhere.

Pay like a local. Anywhere.

Pay like a local. Anywhere.

No local bank account. No local wallet. No currency switching.

Scan QR codes and pay through local payment networks using your existing balance.

Scan QR codes and pay through local payment networks using your existing balance.

No local bank account. No local wallet. No currency switching.

Scan QR codes and pay through local payment networks using your existing balance.

No local bank account. No local wallet. No currency switching.

How Scallop Pay works

How Scallop Pay works

Simple, fast, and built for global use

Simple, fast, and built for global use

Payment completed

Merchant receives local currency

via local rails

Merchant receives local

currency via local rails

Payment completed

Merchant receives local

currency via local rails

Scan the QR code

Use Scallop Pay to scan any supported

merchant QR

Use Scallop Pay to scan any

supported merchant QR

Scan the QR code

Use Scallop Pay to scan

any supported merchant QR

Review details

Check amount, exchange rate, and

fees

Review details

Check amount, exchange

rate, and fees

Review details

Check amount, exchange

rate, and fees

Confirm payment

Choose your balance and approve

Choose your balance and

approve

Automatic conversion

Funds convert instantly if needed

Automatic conversion

Funds convert instantly if
needed

Automatic conversion

Funds convert instantly if

needed

A world of QR codes at your fingertips

A world of QR codes at your

fingertips

Built for real-world payments

Built for real-world payments

Use Scallop Pay where cards don’t work

Use Scallop Pay where cards don’t work

Street Vendors

Street Vendors

Local Shops

Transport

Abroad Purchases

More than just a Payment App

More than just a Payment App

Access local payment systems without local setup

Features included in every plan

Scallop Pay
Traditional Cards
  • Pay where cards are not accepted

    No need for local currency balances

    No switching between apps

    Use one unified balance globally

Zero-Knowledge

Encryption

No need for local

currency balances

No switching between apps

Use one unified balance globally

Features included in every plan

Scallop Pay
Traditional Cards
  • Pay where cards are not accepted

    No need for local currency balances

    No switching between apps

    Use one unified balance globally

Zero-Knowledge

Encryption

No need for local

currency balances

No switching between apps

Use one unified balance globally

Features included in every plan

Pay
Cards
  • Pay where cards are not accepted

    No need for local currency balances

    No switching between apps

    Use one unified balance globally

Zero-Knowledge

Encryption

No need for local

currency balances

No switching between apps

Use one unified balance globally

One balance

One balance

Use the entire balance in one account instead of spreading funds.

No local accounts

No local accounts

Access funds locally without needing to open or maintain separate bank accounts.

Automatic FX

Convert different currencies instantly at current exchange rates in real time.

Fast processing

Payments are processed through local networks for faster, reliable transactions.

Fully integrated

Everything is managed securely and conveniently within the Scallop app.

Available to all users

Available to all users

No limits or restrictions based on your selected plan or tier.

Everything you need to Pay Global

Everything you need to Pay Global

Use Scallop Pay where cards don’t work

You always see:

Payment amount

$50.00

Exchange rate

1 USD = 56.50 PHP

Fees

$0.99

Final total

$50.99

Fees follow standard payout pricing and are shown before confirmation

You always see:

Payment amount

$50.00

Exchange rate

1 USD = 56.50 PHP

Fees

$0.99

Final total

$50.99

Fees follow standard payout pricing and are shown before confirmation

You always see:

Payment amount

$50.00

Exchange rate

1 USD = 56.50 PHP

Fees

$0.90

Final total

$50.90

Fees follow standard payout pricing and are shown before confirmation

Know exactly what you pay

Know exactly what you pay

Full transparency before every transaction

You always see:

Payment amount

$50.00

Exchange rate

1 USD = 56.50 PHP

Fees

$0.99

Final total

$50.99

Fees follow standard payout pricing and are shown before confirmation

You always see:

Payment amount

$50.00

Exchange rate

1 USD = 56.50 PHP

Fees

$0.99

Final total

$50.99

Fees follow standard payout pricing and are shown before confirmation

You always see:

Payment amount

$50.00

Exchange rate

1 USD = 56.50 PHP

Fees

$0.99

Final total

$50.99

Fees follow standard payout pricing and are shown before confirmation

Secure infrastructure

Identity verification

Transaction monitoring

Real-time alerts

Secure infrastructure

Identity verification

Transaction monitoring

Real-time alerts

Every transaction is protected and verified

Every transaction is protected and verified

Built with Security AT THE cORE

Built with Security AT THE cORE

Built with Security AT THE cORE

One account. One balance. Built for real-world payments.

One account. One balance. Built for real-world payments.

Pay globally. Spend locally.

Pay globally. Spend locally.

One account for all your currencies
Manage, send, and receive money globally

2026 Scallop Group. All rights reserved

One account for all your currencies
Manage, send, and receive money globally

2026 Scallop Group. All rights reserved

One account for all your currencies
Manage, send, and receive money globally

2026 Scallop Group. All rights reserved