Pay like a local. Anywhere.
Pay like a local. Anywhere.
Pay like a local. Anywhere.
No local bank account. No local wallet. No currency switching.
Scan QR codes and pay through local payment networks using your existing balance.
Scan QR codes and pay through local payment networks using your existing balance.
No local bank account. No local wallet. No currency switching.
Scan QR codes and pay through local payment networks using your existing balance.
No local bank account. No local wallet. No currency switching.





How Scallop Pay works
How Scallop Pay works
Simple, fast, and built for global use
Simple, fast, and built for global use
Payment completed
Merchant receives local currency
via local rails
Merchant receives local
currency via local rails
Payment completed
Merchant receives local
currency via local rails
Scan the QR code
Use Scallop Pay to scan any supported
merchant QR
Use Scallop Pay to scan any
supported merchant QR
Scan the QR code
Use Scallop Pay to scan
any supported merchant QR
Review details
Check amount, exchange rate, and
fees
Review details
Check amount, exchange
rate, and fees
Review details
Check amount, exchange
rate, and fees
Confirm payment
Choose your balance and approve
Choose your balance and
approve
Automatic conversion
Funds convert instantly if needed
Automatic conversion
Funds convert instantly if
needed
Automatic conversion
Funds convert instantly if
needed



A world of QR codes at your fingertips
A world of QR codes at your
fingertips
Built for real-world payments
Built for real-world payments
Use Scallop Pay where cards don’t work
Use Scallop Pay where cards don’t work

Street Vendors




Street Vendors

Local Shops

Transport

Abroad Purchases
More than just a Payment App
More than just a Payment App
Access local payment systems without local setup
Features included in every plan
Scallop Pay
Traditional Cards
Pay where cards are not accepted
No need for local currency balances
No switching between apps
Use one unified balance globally
Zero-Knowledge
Encryption
No need for local
currency balances
No switching between apps
Use one unified balance globally
Features included in every plan
Scallop Pay
Traditional Cards
Pay where cards are not accepted
No need for local currency balances
No switching between apps
Use one unified balance globally
Zero-Knowledge
Encryption
No need for local
currency balances
No switching between apps
Use one unified balance globally
Features included in every plan
Pay
Cards
Pay where cards are not accepted
No need for local currency balances
No switching between apps
Use one unified balance globally
Zero-Knowledge
Encryption
No need for local
currency balances
No switching between apps
Use one unified balance globally
One balance
One balance
Use the entire balance in one account instead of spreading funds.
No local accounts
No local accounts
Access funds locally without needing to open or maintain separate bank accounts.
Automatic FX
Convert different currencies instantly at current exchange rates in real time.
Fast processing
Payments are processed through local networks for faster, reliable transactions.
Fully integrated
Everything is managed securely and conveniently within the Scallop app.
Available to all users
Available to all users
No limits or restrictions based on your selected plan or tier.
Everything you need to Pay Global
Everything you need to Pay Global
Use Scallop Pay where cards don’t work
You always see:
Payment amount
$50.00
Exchange rate
1 USD = 56.50 PHP
Fees
$0.99
Final total
$50.99
Fees follow standard payout pricing and are shown before confirmation
You always see:
Payment amount
$50.00
Exchange rate
1 USD = 56.50 PHP
Fees
$0.99
Final total
$50.99
Fees follow standard payout pricing and are shown before confirmation
You always see:
Payment amount
$50.00
Exchange rate
1 USD = 56.50 PHP
Fees
$0.90
Final total
$50.90
Fees follow standard payout pricing and are shown before confirmation
Know exactly what you pay
Know exactly what you pay
Full transparency before every transaction
You always see:
Payment amount
$50.00
Exchange rate
1 USD = 56.50 PHP
Fees
$0.99
Final total
$50.99
Fees follow standard payout pricing and are shown before confirmation
You always see:
Payment amount
$50.00
Exchange rate
1 USD = 56.50 PHP
Fees
$0.99
Final total
$50.99
Fees follow standard payout pricing and are shown before confirmation
You always see:
Payment amount
$50.00
Exchange rate
1 USD = 56.50 PHP
Fees
$0.99
Final total
$50.99
Fees follow standard payout pricing and are shown before confirmation

Secure infrastructure

Identity verification

Transaction monitoring

Real-time alerts

Secure infrastructure

Identity verification

Transaction monitoring

Real-time alerts
Every transaction is protected and verified
Every transaction is protected and verified
Built with Security AT THE cORE
Built with Security AT THE cORE
Built with Security AT THE cORE



One account. One balance. Built for real-world payments.
One account. One balance. Built for real-world payments.
Pay globally. Spend locally.
Pay globally. Spend locally.







